Online shopping is inevitable if you are in the modern world. Almost all the discounts on everyday items come with exclusive online sales. The reason is that the vendors want to lower the cost of running physical shops. It is easier for them to stock items and ship to you when you need anything. Meanwhile, as a would-be buyer, you need some precautious steps to secure your money, identity and peace of mind.
Shopping online is very easy, and the same is true for becoming a fraud victim online. Follow these precautions to take when shopping online as a starter and you can save yourself from the mess. Try to be patient with yourself as you follow the suggestions. Some things may take time before becoming apparent.
Protect Your Computer Against Online Threats
The online threats to think about include malware, Trojans and viruses. The typical anti-virus programs only do half the job. You also need a good anti-malware program because the type of threat is the most common in online environments. You should also ensure your PC or laptop and any other device that you connect to the internet has the most up-to-date security settings. Luckily, both Apple and Microsoft send regular security updates for their devices, and you can take advantage of these updates to enhance your security online.
Use a Credit Card is Much as Possible
The best thing about the credit card is the spending limit and the option of disputing charges. It offers some level of insurance against fraud online. However, the other best thing would be buying through a third party that obscures your payment details. This option is only available through a few retailers that conveniently allow you to use the third party payment option. Thus, for most other sites, the credit card should be the better choice when you have to pick it or the debit card.
It might be wise to print receipts even though you will get most order confirmations via email. Records will be useful when you are disputing the delivery status of a product or when you fail to get your shipment in time. You can also use it to seek refunds or to track your shipment.
Browse Secure Websites Only
Secure websites have an icon on the address bar to show you they are encrypting the information you send to them. The encryption is vital as a safety precaution not only on your side but also on the vendor’s side. Most attacks today compromise your computer and then use your browsers to connect to vendors and attack their systems too.
Mix-up Your Passwords
Finally, do not use the same password for every site. Come up with your unique way to remember multiple passwords that you use on various sites.